Three products.One flat fee each.
Pick one, combine two, or build the full stack. No AUM percentages, no commissions, no hidden fees.
Your fee is set once during onboarding, scoped to the services you choose and your needs. Your fee doesn't grow with your portfolio.
Cash Management
T-Bill yield, tax-aware.
Tax Management
Planning, filing, audit representation.
Portfolio Management
Personalized, tax-efficient.
Cash Management
Tax Treatment
- Tax-deductible fees for self-employed, businesses, and rental property owners
- Interest income exempt from CA state and local personal income taxes
Yield & Liquidity
- 3.6%+ APY on cash reserves*
- Higher yields than most HYSA or MMF
- Zero fund expense ratio
- T-bill laddering for higher average yield over time
- Highly liquid with one-day settlement
Custody & Safety
- Held securely in your account at Charles Schwab (qualified custodian)
- Backed by the full faith and credit of the U.S. government
- Among the safest investments available
Tax Management
Tax Treatment
- Tax-deductible fees for self-employed, businesses, and rental property owners
Planning & Filing
- Strategic tax planning with year-round support
- Quarterly tax estimates
- California and high-tax-bracket expertise
- Federal and CA state return prep and filing
- One fee covers both spouses (married filing jointly)
Income Types Covered
- W2 income (including RSU, ESPP)
- Self-employment income
- Interest & dividends
- Real estate (including rental properties)
- Brokerage statements / K1s / 1099s
Business Owner Support
- Schedule C and business deductions (sole proprietor)
- Solo 401(k) setup and planning
- Business entity planning & annual compliance
- LLC creation, EIN, business bank account
- 1099-NEC filing support, Kids payroll
Tax Audit
- IRS / CA FTB representation in case of audit
Portfolio Management
Tax Treatment
- Tax-deductible fees for self-employed, businesses, and rental property owners
Portfolio Planning
- Year-round support from a dedicated fiduciary
- Customized portfolio with a formal Investment Policy Statement (IPS)
- Strategic asset allocation matched to your objectives
- Regular rebalancing
Tax Efficiency
- Regular tax-loss harvesting
- Low-cost, tax-efficient index investing
Coverage
- One fee covers an entire household
- Both taxable and retirement accounts
- Both personal and business accounts
- No limits on number of accounts or portfolio size
Advanced Strategies
- Custom options overlay to diversify concentrated stock
- US Large Cap Managed Options (subject to suitability)
Custody & Safety
- Held securely at Charles Schwab (qualified custodian)
*Yield is an annualized 4-week T-bill rate when held to maturity as of 05/11/2026. Subject to market fluctuation. Past performance is not indicative of future returns.
Choose one, two, or the full stack.
Each product can stand alone, but the real value comes when cash, taxes, and portfolio decisions are coordinated together. Start with the coverage you need today, or choose all three for comprehensive wealth management, all at one consolidated flat fee, scoped to your financial needs.
Pick any 1
Focused
Solve a single priority : optimize cash, simplify taxes, or modernize how your portfolio is managed.
Pick any 2
Integrated
Coordinate decisions across two domains : for example, taxes and investments work harder together than apart.
All three
Comprehensive
A single fee, a single household view, covering cash, taxes, and portfolios in one place.
Your fee shouldn't grow just because your wealth does.
Traditional AUM advisors charge a percentage of your portfolio, so the bigger it gets, the more you pay every year for the same work. Our flat fee adjusts only for inflation. Watch the gap compound.
Account Value
$5,000,000
Ending Portfolio Value with AUM Fees
$37,216,755
Average Annual Return
8%
Ending Portfolio Value with Flat Fee
$48,022,666
The Aure Difference
$10,805,911
*Chart shows the impact of fees over a 30-year period. Assumes no contributions or distributions. AUM fee held at 1.00% annually for illustrative purposes. Starting flat fee of $15,000/yr is inflated 3% annually. Returns are applied each year before fees are deducted. Your actual flat fee is scoped during onboarding based on services and complexity. The use of an annualized return is not indicative of an actual return realized by any client. No guarantee of return is implied. All investing involves risk.
Traditional AUM fees are a major drag on your long-term wealth.
A flat fee minimizes conflicts of interest, meaning all of our advice is tailored to you and your life.